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Mortgage Insurance
 
Mortgage insurance is the guarantee payment of the mortgage in the event of death or disability of mortgage holders.
 
What is PMI and why is it required?
 
Private mortgage insurance (PMI) is insurance written by a private company that protects the lender from losses in the event the borrower defaults on the mortgage payments.

insurance protects business & family

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Borrowers are required to pay the premium for private mortgage insurance. Private mortgage insurance limits a lender's exposure to financial loss resulting from loan default.
 
If you make a down payment of less than 20%, even if you have a good credit profile, lenders generally require private mortgage insurance.
 
How much does mortgage insurance cost?
 
The cost of PMI is divided into two parts. The first part is a payment made at the time of closing. The second is an ongoing payment made each month with your principal and interest payment.
 
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Mortgage protection insurance - Mortgage life insurance - Mortgage insurance rates - Mortgage insurance unemployment - Mortgage insurance calculator - Mortgage protection - fha mortgage insurance - Private mortgage insurance
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